The current interest rates and the French tax system applied to the holding of real estate assets strongly encourage the use of banking leverage to make a real estate investment in France, whether with a so-called private or commercial bank.
Nevertheless, banks are more and more demanding on the accepted profiles, especially if you live abroad for tax purposes. It is therefore necessary to call upon a professional who will be able to find the most suitable banking partner for your project.

At WALDORF PRIVATE OFFICE, we believe that a good investment does not only result from the negotiation of the selling price of the property you have selected; the attractiveness of the real estate loan and the management of your tax system are the two other levers that will allow you to optimize your investment.

Access to credit can be complicated depending on your profile. There are several important criteria that determine the conditions of access to real estate credit for an investment in France: